Re: how to pay
It depends. Do you know the company well enough to know that you'll get the service and support you deserve?
It generally is a good idea to sign up with monthly payments first, to make sure they offer you the service and support you're happy with. Once you know this, it's a lot safer to switch to annual payments.
If you don't know the company, sign up for annual payments and end up unhappy with their services you might not be able to get your money back, but each company works differently. Make sure to always read the Terms of Service, or contact them and ask about it if the Terms of Service doesn't mention anything.
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